A Patterson Federal Credit Union checking account opens the door to more benefits and fewer fees, so you keep more your hard-earned money!
We have different checking options to fit your individual needs. Explore the different options in the chart below.
Stop by our branch, or call 870-246-8005 to open your checking account today!
PFCU won the Louise Herring Philosophy-in-Action Member Service Award for our Everyday Hero Checking Account, which is designed especially for first responders, military, teachers and others who serve our community. The award is given to a credit union for its practical application of credit union philosophy within the actual operation of the credit union.
Available Checking Accounts
|Free Checking||Bonus Checking||Seniority Checking
Must be 55+ years of age to be qualified
|Everyday hero CHECKing
Must be First Responder, Educator, Health Care Worker or Military (all are active or retired)
|No minimum deposit required||$100 initial deposit required||$100 initial deposit required||No minimum balance required|
|No minimum balance required||$500 minimum balance||No minimum balance required||No monthly service fees|
|Free online access||Free online access||Free online access||Free online access|
|Free direct deposit||Free direct deposit||Must have a regular direct deposit||Must have a regular direct deposit|
|Monthly statement||Monthly statement||Monthly statement||Monthly statement|
|$10 fee to order debit card(no monthly debit card fee)||$10 fee to order debit card(no monthly debit card fee)||Free ATM/Debit card||Free ATM/Debit card|
|Interest earned on balances of $300 or more||Interest earned on balances of $300 or more||Loan interest rate reduction|
|$10 service charge if balance falls below $500||No service charges||One free skip-a-pay per year|
|First check order free||Free checks||Interest rate bump on share certificates|
|Overdraft protection with savings|