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Checking Accounts

A Patterson Federal Credit Union checking account opens the door to more benefits and fewer fees, so you keep more of your hard-earned money! We have different checking options to fit your individual needs. Explore the different options in the chart below. Stop by our branch, or call 870-246-8005 to open your checking account today!

All PFCU Checking Accounts Include These Features:

  • Free Online Account Access
  • Free eStatements
  • Free Online Bill Pay
  • Stop Payment
  • Free Direct Deposit
  • MasterCard® Debit Card


FREE CHECKING

  • No minimum deposit required
  • No minimum balance required

BONUS CHECKING

  • Interest earned on balance of $300 or more
  • $100 initial deposit required
  • Minimum balance of $500 to avoid service charge

Everyday Hero Checking*

  • No minimum deposit
  • No minimum balance
  • Free ATM/Debit card
  • Loan interest rate reduction
  • Interest rate bump on share certificates
  • Regular Direct Deposit Required

*Eligible parties include teachers, educators, and others who serve our community including first responders, health care workers and military (all are active or retired).

Gold Checking

  • No minimum balance
  • Free ATM/debit card
  • Free checks
  • Interest paid on balances of $300 or more
  • Member must be 55 or older
  • $100 initial deposit required
  • Regular Direct Deposit required

Second Chance Checking

  • Available to current and potential members that may not qualify for a traditional checking account
  • Restrictions will apply
  • Contact PFCU for more information

Meet the Team Helping You

Left to Right: HALEY NICHOLS, LAUREN TAYLOR, JASMINE RUCKS

CheckingTeam Photo