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Privacy Policy


FACTS: What Does Patterson Federal Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please rend Lhi.s notice carcfuUy to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and overdraft history
  • Credit history and employment information

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members· personal information to run their everyday business. ln the section below. we list the reasons financial companies can share their members' personal information; the reasons Patterson Federal Credit Union chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES PATTERSON FEDERAL SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes - such as to process your transactions. maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your credit worthiness No We don't share
For nonaffiliates to market to you No We don't share

What we are

Who is providing this notice: Patterson Federal Credit Union.

What we do

How does Patterson Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files.

How does Patterson Federal Credit Union collect my personal information? We collect your personal information, for example, when you:

  • open an account or deposit money
  • provide employment information or apply for a loan
  • use your credit
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't l limit aJI sharing? Federal law gives you the right to limit only:

  • sharing for afiliates' eve1yday business purposes - information about your creditworthiness
  • affiliates rrom using your information to market to you
  • sharing for nonaffiliatcs lo market to you
  • State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • PFCU has no affiliates

Nonaffiliates: Companies not related by common ownersllip or control. They can be financial or nonfinancial companies.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We engage in marketing with:

  • CUNA Mutual Group's MemberCONNECT
  • Loan recapture programs

Questions?

Please Call: 870-246-8005